As baby boomers continue to reach social security age, the U.S. government's financial surplus will gradually turn into a shortage of funds, unless intervention is made quickly. Plans for reform have been discussed, but so far nothing has been done to address the inevitable lack of funds in the future. The sooner the government acts on social security, the less severe the reform will have to be. Well-planned adjustments, in small steps, can have the biggest impacts on the social security system. Young people and many others are convinced that Social Security will not be there when they reach retirement age. Some argue that this will only become a monthly government stipend, not meeting all the needs one needs. After years of paying into the system, the return will be insignificant for an adequate life. Retirees will have to seek income elsewhere, even after retirement to pay their bills. But what job could older people get other than reception at Wal-Mart (insert)? Confidence in social security has been lost. The medicine...