Health care plans are policies created to help patients access medical services in the form of insurance to cover expenses incurred during treatment and hospital care. Analyzing the options offered by two major health care plans, the development will be based on two major insurance plans, namely the indemnity insurance plan and the managed care plan. All of these vary but with one common goal: providing medical services to patients. For the analysis, consideration will be based on costs and coverage. These two plans differ in many important ways, including how services are provided, how special care is obtained, and the cost of care after recovery. Despite their differences, the two types of care share many characteristics in terms of drug coverage, coverage of surgical costs and hospital care services. Most plans offer no coverage for medications, while other plans offer a range of coverage for dental and other provider services. Let's look at the two Medicare health plans and determine how, on the one hand, they facilitate patient accessibility to health care services and, on the other hand, how they limit the accessibility of Medicare services to patients. Indemnity insurance coverage is the type that allows the patient to make a choice of doctors and hospitals. In this case, this Medicare plan facilitates the patient's access to health care services since it is not necessary to be referred to consult a specialist or obtain other services such as carrying out X-ray tests and other laboratory services. The availability of paper documents, for example medical records initially obtained from the attending physician, is sufficient for presentation. For a patient to benefit from a quality service based on diagnosis, we must not forget the...... middle of paper ......ntives to improve the efficiency of the hospital. Depending on referrals and payment for services, if operating expenses soar, the hospital maintains the disparities between cheap hospitalization costs and the standard DRG price, but will suffer losses if hospitalization costs are students. The DRG is used as an inconsistent result because it is a solid compilation with a cost rate. Charity care is a nonprofit healthcare facility that relies on providing financial assistance services to communities and individuals in dire need who lack financial alternatives. These facilities are necessary to meet the health needs of the community, determine what funding to spend, and ensure limits on billing and cost collection practices. To conclude, healthcare is a crucial sector, it must be well managed to be able to provide quality services.