“Explain the role of Shinsei Bank in the financial system. Access his exhibitions and performances during the 2007-2011 financial crisis. Did it work well or badly? Ripplewood' Holdings made an acquisition, took over the bank and renamed it "Shinsei", which represented "rebirth". Shinsei is now a leading commercial bank offering a wide range of financial products and services to institutional and individual clients. The bank aims to become the best “retail bank” in Japan. It has therefore divided its activities into three components: retail banking (core competence), institutional banking and commercial finance (mainly through its subsidiaries). It is worth noting that the Japanese government, as the second largest shareholder, held a 23.9% stake in Shinsei Bank. Assets and Financing Shinsei Bank's total assets were $115 billion at the end of 2007, and a large proportion, about 48.78%, was used for loans. to customers due to retail banking, another 17.2% was allocated to purchasing securities and investments, and borrowing from other banks accounted for only 9.5%. After deducting a total of $9.65 billion in shareholders' equity, total liabilities came to $105.6 billion. The largest proportion, around 55%, came from retail banking, deposits and negotiable certificates of deposit; further, another 6.27% was allocated to debentures after consolidation. Retail banking, as the core business of Shinsei Banking Group, has developed a stable, liquid and low-cost financing base. In its non-core businesses, although there was slower growth in...... middle of paper ...... foreign securities and amortization of goodwill belonging to its subsidiaries were written off. Due to the fall in bank capital and the rapid growth in the amount of risk-weighted assets, the Tier 1 capital ratio of banks fell from 8.11% at the end of 2006 to just 6.02 % at the end of 2008. Thanks to the new strategy of “getting retail banking back on track” and the liquidation of doubtful assets, the bank achieved its Tier 1 capital target of 7.76% at the end of 2010. lessons is the management of Shinsei Bank learning from the substantial losses caused by the financial crisis? This is the importance of risk management in corporate governance. The bank must focus on its core competency, retail banking, and improve its relationships with customers by providing them with proactive assistance, in order to establish a stabilized revenue base. In addition, the bank should divest its non-core assets and make provisions for potential risks..