As foreclosure becomes a major problem in America, people are looking for a way to save their homes without completely losing everything. Owning a home with a white picket fence is the American dream, but in recent years it has become more of a nightmare. One way to solve the foreclosure problem would be to use Social Security to help them pay off the debt they have accumulated. Social Security is set up to help Americans when they retire and also to help them in difficult situations such as disability insurance, veterans insurance, food stamps, unemployment insurance and other forms of social assistance. The government could use the Social Security fund to help people become debt free and save their homes from foreclosure. A plan that uses Social Security money to help people get out of debt could come in the form of a loan with a low interest rate. This loan could come with some form of collateral to create a program where people are not just taking money without responsibility and understand the value of the money given. To determine how much money people would receive, a figure could be estimated based on their current employment and the amount they are expected to receive from Social Security by the time they reach retirement age. This amount of money would be equal to their loan amount to help them pay off their debt. Essentially, people would give up their Social Security money but eventually pay it back. Ideally, when they retire, they will not have lost any of their Social Security money. Loans should only be used to pay off home debt and if they are used for something else, such as a car payment, or if they are not repaid, then the person will receive less money than 'previously. .....just like welfare helped people during the Great Depression, this new plan could help people during this extreme recession. It is so important to keep people in their homes and not on the streets and with the help of our government and each individual taking responsibility for their actions, the number of people facing foreclosure can decrease. Every American wants to know they have a place to come home to and call home. For many people, having their home foreclosed on was something they would never have thought about and it's easy to say what could have been done to prevent it. As Americans, we need to stop blaming and looking at what happened to the housing market and start planning ways to fix this situation. Our country should use the resources we have now and create a plan to ensure every person is taken care of in the future..