The foreclosure crisis has reached new heights since the economy's historically high deficit. In the United States, foreclosure rates increased by more than 81% and 861,664 families lost their homes to foreclosure in 2008 (Les Christie). Also, 54 households received a foreclosure notice last year (Les Christie). So what is the solution? Bold action is needed to address this serious problem. I suggest a “real estate break” of temporary duration, similar to what Roosevelt did with “holidays” during the Great Depression. The root of the foreclosure problem is that people who should be living in homes valued at $200,000 or less are living in homes over $500,000 with “poor” mortgages. Many Americans like to live beyond their means and now the housing market and all Americans are paying the price. The result is that many must accept bankruptcy or short sales. My idea of ​​a “real estate break” is to end all interactions between banks and new homeowners looking to buy beyond their means. I understand we can't close every real estate agency in the country, but the goal is to eliminate the loans that have made foreclosures a reality. My “real estate break” solution is based on three principles. First, banks must stop financing home buyers above their means. Sellers need to be aware of their buyers so that the home does not end up on the foreclosure list. Second, banks should only approve mortgages for homes that have been correctly and fairly priced to preserve home values. Many Americans are currently selling their homes at a depreciated price so they can get out before they start losing even more money. Until buyers start buying homes at the correct value, the mark...... middle of paper ....... The cycle must stop now before Americans start losing definitely hope in the real estate market. The crisis will not end easily, and it is up to all Americans to do their part to prevent another crisis. The problem is linked to cultural values ​​that equate achievement and possession. We are only satisfied if our homes and cars are better than those of our neighbors. This idea of ​​wealth and the value of material goods over family and work has gotten us all into the problem. Now everyone must do their part to stop this again. Ideally, the current foreclosure crisis affecting all Americans could lead to a cultural shift valuing family security and fair business practices over assets and net worth. I believe this plan would help end the foreclosure crisis and possibly prevent one in the future..