For example, a person has health insurance, so when they deliberately take less care of their health knowing that their medical expenses will be fully covered, in this case, the bills medical costs will increase and this situation is known. as a moral hazard in terms of the medical and health sector. One of the fundamental things that differentiates the normal economic market in healthcare is that economic markets operate individually, just like in a normal economic market, buyers and sellers interact directly and set prices for goods, services and wages . On the other hand, the medical healthcare market is interdependent with other markets like education, pharmaceuticals, labor, etc. Here education decides the number of nurses and doctors, on the other hand manpower industry decides the cost of an operation or surgery etc. Thus, health care does not meet the criteria of ideal and perfect market conditions and is therefore different from the economic market. Another factor is that demand in the healthcare market is very unpredictable, whereas demand in the economic market is quite predictable. Moreover, there is information symmetry in the economic market, but the consumer