Solving the foreclosure crisis will not be an easy task. I believe that there is no silver bullet or sure solution to resolve this large-scale crisis. There are, however, steps that anyone involved in the foreclosure crisis can take to improve the situation. People who are not directly affected by the foreclosure crisis should also rethink their lifestyles, so that the crisis does not continue to worsen. Bank bailouts were a straightforward approach to preventing banks from failing, but there were still thousands of them. Americans also fail. I believe the bank failure is a projection of the state of the American people. I think if more stimulus or "bailout" money is given, it should be given to the people. Money should not be given directly to people, but rather to the banks to whom they owe money. There are currently programs that help, but I firmly believe that more must be done for citizens and not for the banks. Allocating the money to the population won't save everyone at risk of foreclosure, but it would ensure banks receive more of their payments. There are people who have gone too far to be saved, but there are others who can be saved and need action taken on their behalf. I believe some foreclosure cases are due to poor financial decisions. Buying a home is a significant investment and, for most, also a significant debt. It is a purchase that must be made keeping several things in mind. Always keep a realistic budget in mind so as not to exceed your means. Keeping up with the Joneses shouldn't be a priority, but rather keeping shelter for you and your family. Today, many people have desires beyond their budget,...... middle of paper ...... comfortable with who they are and their financial worth. There must be a line drawn between our financial means and our inner struggles to “fit in” to what we think society should be. There are several people and organizations that are more than willing to help people adapt to the new lifestyles that will need to be pursued in order to restore stability. The foreclosure crisis is a widespread problem that cannot be solved quickly or with a single action. I believe the only way to resolve the crisis is for everyone to take interim steps toward a better financial future. Although this can be seen as a crisis, it should instead be seen as an opportunity. This is an opportunity for all of us to step back and begin to discover the basic necessities of life again. Now more than ever is the time to simplify your life and invest wisely..