Thomas Jefferson once said: "If Americans ever allow the banks to control the issuance of their currency, first through inflation then through deflation, banks will deprive people of all their assets until their children wake up homeless. » Although Jefferson's accusation seems ridiculous on its face, the current foreclosure crisis lends itself well to such resounding remarks. The current disarray of the U.S. economy and housing market is terrifying. As banks fail and fewer Americans are able to pay their mortgages, the question must be asked: How will we ever survive this foreclosure crisis in America? An economic plan that will first stabilize, then elevate, the housing economy is needed right now. . Stabilization is key. Without a solid foundation, any good plan is doomed to failure. To stabilize the housing market, the United States must first deal with the problem of citizens who are at risk of losing their homes. Citizens who meet several criteria will be allowed to “squat” on their own property for one year. The first section of the Fourteenth Amendment to the United States Constitution supports this proposition: All persons born or naturalized in the United States and subject to the jurisdiction thereof are citizens of the United States and of the State wherein they reside. No State shall make or enforce any law which shall abridge the privileges or immunities of citizens of the United States; nor shall any State deprive any person of life, liberty or property without due process of law; nor deny to any person within its jurisdiction the equal protection of the laws. The third clause of the first section deals with deprivation of life, liberty or property without due process of law. In the middle of the newspaper, a couple, the Donacas, were driven to suicide. According to some authorities, the suicides have been linked to the emotional duress of impending seizure. Suicide is radical, but the emotional effects of foreclosure are not exaggerated. Frantic calls wanting to talk about financial concerns increased by 20% for ComPsych. America cannot afford millions of foreclosures. Many citizens do not see the end of the foreclosure crisis anytime soon. As a student about to enter the real world, I know that I am very afraid of not being able to afford my own house. I see my parents and brothers struggle every month to keep up with their mortgage payments and I would do anything to make it stop. If this foreclosure crisis continues, America could end up as former President Jefferson promised, with America's children homeless..