Health Insurance PlansPremiumInsurance is important for everyone in the country. Health insurance covers a certain amount of money to the insured person during a certain event such as hospitalization and surgery. Generally, health insurance premium purchasing choices cover a simple solution when purchasing private health insurance. The premium is the amount that must be paid either by households or by the authority to subscribe. Even though, over the course of a career, the payment should be affordable, there are many other requirements that must be met while determining the bonus. For earners with higher incomes, there was no relationship between risks and the likelihood of being insured in one way or another, but for earners with lower incomes, the highest odds s 'applicable in small businesses were less like having group coverage, but low-income earners who were the same Coarse risks were no less pleasant to insure if they had higher risks than if they were moderate risks indicated by (Bradley, 2001). Research (Morrison, 2002) has shown a very strong link between health and income, as employees place high importance on health when deciding to purchase health insurance. Higher-income employees may be able to manage such financial risks and lower-income employees may feel more inclined to forgo insurance coverage, receive charity or have debt problems. unrecoverable if a chronic circumstance arises and increases their insurance premiums (Culter, 1994). Usually, premiums can vary depending on individual and family coverage and sometimes depending on the size and composition of the family and according to certain geographic areas. But they cannot change based on age, gender or health status. A little more ordinary is the modified community pricing in which premiums are tolerated...... middle of paper ...... rice, but also the benefits offered to them and also the quality of doctors (Robbinson, 1997 ). According to (Lynn, 2006), the scope dimension covers various benefits and suggests that excessive or complete protection, no limit to the health care services covered and not just protection of the entire insurance benefits illness from all required health care. health care services, it also provides protection to all the desired health care services. Employees may be satisfied with the benefits package offered by a health insurance plan, while the plan may be unsatisfactory and likely due to the cost of minority members, and they must say that assessing the suitability or of insufficient health insurance plan benefits is not possible or the assessment fails to recognize that a minority of employees are dissatisfied with the fact that they are underinsured.